​​​​Privacy Policy Website

Your privacy is very important to us. Accordingly, we have developed this policy in order for you to understand how we collect, use, communicate and make use of personal information. The following outlines our privacy policy.

When accessing the http://www.terripenaMD.com website, will learn certain information about you during your visit.

Similar to other commercial websites, our website utilizes a standard technology called "cookies" (see explanation below) and server logs to collect information about how our site is used. Information gathered through cookies and server logs may include the date and time of visits, the pages viewed, time spent at our site, and the websites visited just before and just after our own, as well as your IP address.

Use of Cookies

A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a website, that site"s computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each website can send its own cookie to your browser if your browser"s preferences allow it, but (to protect your privacy) your browser only permits a website to access the cookies it has already sent to you, not the cookies sent to you by other sites.

IP Addresses

IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by our web server as part of demographic and profile data known as “traffic data” so that data (such as the Web pages you request) can be sent to you.

Email Information

If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received online, mail and telephone. This also applies when you register for our website, sign up through any of our forms using your email address or make a purchase on this site. For further information see the email policies below.

How Do We Use the Information That You Provide to Us?

Broadly speaking, we use personal information for purposes of administering our business activities, providing customer service and making available other items and services to our customers and prospective customers.

will not obtain personally-identifying information about you when you visit our site, unless you choose to provide such information to us, nor will such information be sold or otherwise transferred to unaffiliated third parties without the approval of the user at the time of collection.

We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights.

Email Policies

We are committed to keeping your e-mail address confidential. We do not sell, rent, or lease our subscription lists to third parties, and we will not provide your personal information to any third party individual, government agency, or company at any time unless strictly compelled to do so by law.

We will use your e-mail address solely to provide timely information about .

We will maintain the information you send via e-mail in accordance with applicable federal law.

CAN-SPAM Compliance

In compliance with the CAN-SPAM Act, all e-mail sent from our organization will clearly state who the e-mail is from and provide clear information on how to contact the sender. In addition, all e-mail messages will also contain concise information on how to remove yourself from our mailing list so that you receive no further e-mail communication from us.

Choice/Opt-Out

Our site provides users the opportunity to opt-out of receiving communications from us and our partners by reading the unsubscribe instructions located at the bottom of any e-mail they receive from us at anytime.

Users who no longer wish to receive our newsletter or promotional materials may opt-out of receiving these communications by clicking on the unsubscribe link in the e-mail.

Use of External Links

http://www.terripenaMD.com may contain links to many other websites. cannot guarantee the accuracy of information found at any linked site. Links to or from external sites not owned or controlled by do not constitute an endorsement by or any of its employees of the sponsors of these sites or the products or information presented therein.

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

Intellectual Property Rights

All copyrights, trademarks, patents and other intellectual property rights in and on our website and all content and software located on the site shall remain the sole property of or its licensors. The use of our trademarks, content and intellectual property is forbidden without the express written consent from .

You must not:

  • Republish material from our website without prior written consent.
  • Sell or rent material from our website.
  • Reproduce, duplicate, create derivative, copy or otherwise exploit material on our website for any purpose.
  • Redistribute any content from our website, including onto another website.

Acceptable Use

You agree to use our website only for lawful purposes, and in a way that does not infringe the rights of, restrict or inhibit anyone else"s use and enjoyment of the website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content or disrupting the normal flow of dialogue within our website.

You must not use our website to send unsolicited commercial communications. You must not use the content on our website for any marketing related purpose without our express written consent.

Restricted Access

We may in the future need to restrict access to parts (or all) of our website and reserve full rights to do so. If, at any point, we provide you with a username and password for you to access restricted areas of our website, you must ensure that both your username and password are kept confidential.

Use of Testimonials

In accordance to with the FTC guidelines concerning the use of endorsements and testimonials in advertising, please be aware of the following:

Testimonials that appear on this site are actually received via text, audio or video submission. They are individual experiences, reflecting real life experiences of those who have used our products and/or services in some way. They are individual results and results do vary. We do not claim that they are typical results. The testimonials are not necessarily representative of all of those who will use our products and/or services.

The testimonials displayed in any form on this site (text, audio, video or other) are reproduced verbatim, except for correction of grammatical or typing errors. Some may have been shortened. In other words, not the whole message received by the testimonial writer is displayed when it seems too lengthy or not the whole statement seems relevant for the general public.

is not responsible for any of the opinions or comments posted on http://www.terripenaMD.com. is not a forum for testimonials, however provides testimonials as a means for customers to share their experiences with one another. To protect against abuse, all testimonials appear after they have been reviewed by management of . doe not share the opinions, views or commentary of any testimonials on http://tpena1.wpengine.com - the opinions are strictly the views of the testimonial source.

The testimonials are never intended to make claims that our products and/or services can be used to diagnose, treat, cure, mitigate or prevent any disease. Any such claims, implicit or explicit, in any shape or form, have not been clinically tested or evaluated.

How Do We Protect Your Information and Secure Information Transmissions?

Email is not recognized as a secure medium of communication. For this reason, we request that you do not send private information to us by email. However, doing so is allowed, but at your own risk. Some of the information you may enter on our website may be transmitted securely via a secure medium known as Secure Sockets Layer, or SSL. Credit Card information and other sensitive information is never transmitted via email.

may use software programs to create summary statistics, which are used for such purposes as assessing the number of visitors to the different sections of our site, what information is of most and least interest, determining technical design specifications, and identifying system performance or problem areas.

For site security purposes and to ensure that this service remains available to all users, uses software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage.

Disclaimer and Limitation of Liability

makes no representations, warranties, or assurances as to the accuracy, currency or completeness of the content contain on this website or any sites linked to this site.

All the materials on this site are provided "as is" without any express or implied warranty of any kind, including warranties of merchantability, noninfringement of intellectual property or fitness for any particular purpose. In no event shall or its agents or associates be liable for any damages whatsoever (including, without limitation, damages for loss of profits, business interruption, loss of information, injury or death) arising out of the use of or inability to use the materials, even if has been advised of the possibility of such loss or damages.

Policy Changes

We reserve the right to amend this privacy policy at any time with or without notice. However, please be assured that if the privacy policy changes in the future, we will not use the personal information you have submitted to us under this privacy policy in a manner that is materially inconsistent with this privacy policy, without your prior consent.

We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

Contact

If you have any questions regarding this policy, or your dealings with our website, please contact us here:

Privacy Policy

TERMS OF SERVICE AGREEMENT

PLEASE READ THE FOLLOWING TERMS OF SERVICE AGREEMENT CAREFULLY. BY

ACCESSING OR USING OUR SITES AND OUR SERVICES, YOU HEREBY AGREE TO BE

BOUND BY THE TERMS AND ALL TERMS INCORPORATED HEREIN BY REFERENCE. IT IS

THE RESPONSIBILITY OF YOU, THE USER, CUSTOMER, OR PROSPECTIVE CUSTOMER

TO READ THE TERMS AND CONDITIONS BEFORE PROCEEDING TO USE THIS SITE. IF

YOU DO NOT EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN

PLEASE DO NOT ACCESS OR USE OUR SITES OR OUR SERVICES. THIS TERMS OF

SERVICE AGREEMENT IS EFFECTIVE AS OF .

ACCEPTANCE OF TERMS

The following Terms of Service Agreement (the “TOS”) is a legally binding agreement that shall

govern the relationship with our users and others which may interact or interface with Ruckus

Wellness, also known as , located at 4707 Highway 61 Number 193, White Bear Lake , Minnesota

55110 and our subsidiaries and affiliates, in association with the use of the website, which

includes www.terripenaMD.com, (the “Site”) and its Services, which shall be defined below.

DESCRIPTION OF WEBSITE SERVICES OFFERED

The Site is an e-commerce website blog which has the following description:

Wellness information and consultative services with a Functional Medicine physician

Any and all visitors to our site shall be deemed as “users” of the herein contained Services provided

for the purpose of this TOS.

The user acknowledges and agrees that the Services provided and made available through our

website and applications, which may include some mobile applications and that those

applications may be made available on various social media networking sites and numerous other

platforms and downloadable programs, are the sole property of Ruckus Wellness. At its

discretion, Ruckus Wellness may offer additional website Services and/or products, or update,

modify or revise any current content and Services, and this Agreement shall apply to any and all

additional Services and/or products and any and all updated, modified or revised Services unless

otherwise stipulated. Ruckus Wellness does hereby reserve the right to cancel and cease offering

any of the aforementioned Services and/or products. You, as the end user acknowledge, accept

and agree that Ruckus Wellness shall not be held liable for any such updates, modifications, revisions,

suspensions or discontinuance of any of our Services and/or products. Your continued use of the

Services provided, after such posting of any updates, changes, and/or modifications shall constitute

your acceptance of such updates, changes and/or modifications, and as such, frequent review of this

Agreement and any and all applicable terms and policies should be made by you to ensure you are

aware of all terms and policies currently in effect. Should you not agree to the updated, revised or

modified terms, you must stop using the provided Services forthwith.

Furthermore, the user understands, acknowledges and agrees that the Services offered shall be

provided “AS IS” and as such Ruckus Wellness shall not assume any responsibility or obligation for the

timeliness, missed delivery, deletion and/or any failure to store user content, communication or

personalization settings.

PRIVACY POLICY

Every member’s registration data and various other personal information are strictly protected by

the Ruckus Wellness Online Privacy Policy (see the full Privacy Policy at ). As a member, you

herein consent to the collection and use of the information provided, including the transfer of

information within the United States and/or other countries for storage, processing or use by

Ruckus Wellness and/or our subsidiaries and affiliates.

INTERSTATE COMMUNICATION

Upon registration, you hereby acknowledge that by using www.terripenaMD.com to send

electronic communications, which would include, but are not limited to, email, searches, instant

messages, uploading of files, photos and/or videos, you will be causing communications to be

sent through our computer network. Therefore, through your use, and thus your agreement with

this TOS, you are acknowledging that the use of this Service shall result in interstate

transmissions.

CAUTIONS FOR GLOBAL USE AND EXPORT AND IMPORT COMPLIANCE

Due to the global nature of the internet, through the use of our network you hereby agree to

comply with all local rules relating to online conduct and that which is considered acceptable

Content. Uploading, posting and/or transferring of software, technology and other technical data

may be subject to the export and import laws of the United States and possibly other countries.

Through the use of our network, you thus agree to comply with all applicable export and import

laws, statutes and regulations, including, but not limited to, the Export Administration Regulations

(http://www.access.gpo.gov/bis/ear/ear_data.html), as well as the sanctions control program of

the United States (http://www.treasury.gov/resourcecenter/

sanctions/Programs/Pages/Programs.aspx). Furthermore, you state and pledge that you:

a) are not on the list of prohibited individuals which may be identified on any government

export exclusion report (http://www.bis.doc.gov/complianceandenforcement/liststocheck.htm)

nor a member of any other government which may be part of an export-prohibited country

identified in applicable export and import laws and regulations;

b) agree not to transfer any software, technology or any other technical data through the use

of our network Services to any export-prohibited country;

c) agree not to use our website network Services for any military, nuclear, missile, chemical

or biological weaponry end uses that would be a violation of the U.S. export laws; and

d) agree not to post, transfer nor upload any software, technology or any other technical data

which would be in violation of the U.S. or other applicable export and/or import laws.

CONTENT PLACED OR MADE AVAILABLE FOR COMPANY SERVICES

Ruckus Wellness shall not lay claim to ownership of any content submitted by any visito ror user,

nor make such content available for inclusion on our website Services. Therefore, you hereby

grant and allow for Ruckus Wellness the below listed worldwide, royalty-free and non-exclusive

licenses, as applicable:

a) The content submitted or made available for inclusion on the publicly accessible areas of

Ruckus Wellness’s sites, the license provided to permit to use, distribute, reproduce,

modify, adapt, publicly perform and/or publicly display said Content on our network

Services is for the sole purpose of providing and promoting the specific area to which this

content was placed and/or made available for viewing. This license shall be available so

long as you are a member of Ruckus Wellness’s sites, and shall terminate at such time

when you elect to discontinue your membership.

b) Photos, audio, video and/or graphics submitted or made available for inclusion on the

publicly accessible areas of Ruckus Wellness’s sites, the license provided to permit to use,

distribute, reproduce, modify, adapt, publicly perform and/or publicly display said Content

on our network Services are for the sole purpose of providing and promoting the specific

area in which this content was placed and/or made available for viewing. This license shall

be available so long as you are a member of Ruckus Wellness’s sites and shall terminate

at such time when you elect to discontinue your membership.

c) For any other content submitted or made available for inclusion on the publicly accessible

areas of Ruckus Wellness’s sites, the continuous, binding and completely sub-licensable

license which is meant to permit to use, distribute, reproduce, modify, adapt, publish,

translate, publicly perform and/or publicly display said content, whether in whole or in part,

and the incorporation of any such Content into other works in any arrangement or medium

current used or later developed.

Those areas which may be deemed “publicly accessible” areas of Ruckus Wellness’s sites are

those such areas of our network properties which are meant to be available to the general public,

and which would include message boards and groups that are openly available to users.

However, those areas which are not open to the public, and thus available to members only,

would include our mail system and instant messaging.

CONTRIBUTIONS TO COMPANY WEBSITE

Ruckus Wellness provides an area for our users to contribute feedback to our website. When you

submit ideas, documents, suggestions and/or proposals (“Contributions”) to our site, you

acknowledge and agree that:

a) your contributions do not contain any type of confidential or proprietary information;

b) shall not be liable or under any obligation to ensure or maintain confidentiality, expressed

or implied, related to any Contributions;

c) shall be entitled to make use of and/or disclose any such Contributions in any such

manner as they may see fit;

d) the contributor’s Contributions shall automatically become the sole property of ; and

e) is under no obligation to either compensate or provide any form of reimbursement in any

manner or nature.

INDEMNITY

All users herein agree to insure and hold Ruckus Wellness, our subsidiaries, affiliates, agents,

employees, officers, partners and/or licensors blameless or not liable for any claim or demand,

which may include, but is not limited to, reasonable attorney fees made by any third party which

may arise from any content a user of our site may submit, post, modify, transmit or otherwise

make available through our Services, the use of Services or your connection with these

Services, your violations of the Terms of Service and/or your violation of any such rights of

another person.

COMMERCIAL REUSE OF SERVICES

The user herein agrees not to replicate, duplicate, copy, trade, sell, resell nor exploit for any

commercial reason any part, use of, or access to ‘s sites.

MODIFICATIONS

Ruckus Wellness shall reserve the right at any time it may deem fit, to modify, alter and or

discontinue, whether temporarily or permanently, our service, or any part thereof, with or without

prior notice. In addition, we shall not be held liable to you or to any third party for any such

alteration, modification, suspension and/or discontinuance of our Services, or any part thereof.

ADVERTISERS

Any correspondence or business dealings with, or the participation in any promotions of,

advertisers located on or through our Services, which may include the payment and/or delivery of

such related goods and/or Services, and any such other term, condition, warranty and/or

representation associated with such dealings, are and shall be solely between you and any such

advertiser. Moreover, you herein agree that Ruckus Wellness shall not be held responsible or

liable for any loss or damage of any nature or manner incurred as a direct result of any such

dealings or as a result of the presence of such advertisers on our website.

LINKS

Either Ruckus Wellness or any third parties may provide links to other websites and/or resources.

Thus, you acknowledge and agree that we are not responsible for the availability of any such

external sites or resources, and as such, we do not endorse nor are we responsible or liable for

any content, products, advertising or any other materials, on or available from such third party

sites or resources. Furthermore, you acknowledge and agree that Ruckus Wellness shall not be

responsible or liable, directly or indirectly, for any such damage or loss which may be a result of,

caused or allegedly to be caused by or in connection with the use of or the reliance on any such

content, goods or Services made available on or through any such site or resource.

PROPRIETARY RIGHTS

You do hereby acknowledge and agree that Ruckus Wellness’s Services and any essential

software that may be used in connection with our Services (“Software”) shall contain proprietary

and confidential material that is protected by applicable intellectual property rights and other laws.

Furthermore, you herein acknowledge and agree that any Content which may be contained in any

advertisements or information presented by and through our Services or by advertisers is

protected by copyrights, trademarks, patents or other proprietary rights and laws. Therefore,

except for that which is expressly permitted by applicable law or as authorized by Ruckus

Wellness or such applicable licensor, you agree not to alter, modify, lease, rent, loan, sell,

distribute, transmit, broadcast, publicly perform and/or created any plagiaristic works which are

based on Ruckus Wellness Services (e.g. Content or Software), in whole or part.

Ruckus Wellness herein has granted you personal, non-transferable and non-exclusive rights

and/or license to make use of the object code or our Software on a single computer, as long as

you do not, and shall not, allow any third party to duplicate, alter, modify, create or plagiarize work

from, reverse engineer, reverse assemble or otherwise make an attempt to locate or discern any

source code, sell, assign, sublicense, grant a security interest in and/or otherwise transfer any

such right in the Software. Furthermore, you do herein agree not to alter or change the Software

in any manner, nature or form, and as such, not to use any modified versions of the Software,

including and without limitation, for the purpose of obtaining unauthorized access to our Services.

Lastly, you also agree not to access or attempt to access our Services through any means other

than through the interface which is provided by Ruckus Wellness for use in accessing our

Services.

WARRANTY DISCLAIMERS

YOU HEREIN EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

a) THE USE OF RUCKUS WELLNESS SERVICES AND SOFTWARE ARE AT THE SOLE

RISK BY YOU. OUR SERVICES AND SOFTWARE SHALL BE PROVIDED ON AN “AS

IS” AND/OR “AS AVAILABLE” BASIS. RUCKUS WELLNESS AND OUR SUBSIDIARIES,

AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS

EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OF ANY KIND WHETHER

EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO ANY IMPLIED

WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR

PURPOSE AND NON-INFRINGEMENT.

b) RUCKUS WELLNESS AND OUR SUBSIDIARIES, OFFICERS, EMPLOYEES, AGENTS,

PARTNERS AND LICENSORS MAKE NO SUCH WARRANTIES THAT (i) RUCKUS

WELLNESS SERVICES OR SOFTWARE WILL MEET YOUR REQUIREMENTS; (ii)

RUCKUS WELLNESS SERVICES OR SOFTWARE SHALL BE UNINTERRUPTED,

TIMELY, SECURE OR ERROR-FREE; (iii) THAT SUCH RESULTS WHICH MAY BE

OBTAINED FROM THE USE OF THE RUCKUS WELLNESS SERVICES OR SOFTWARE

WILL BE ACCURATE OR RELIABLE; (iv) QUALITY OF ANY PRODUCTS, SERVICES,

ANY INFORMATION OR OTHER MATERIAL WHICH MAY BE PURCHASED OR

OBTAINED BY YOU THROUGH OUR SERVICES OR SOFTWARE WILL MEET YOUR

EXPECTATIONS; AND (v) THAT ANY SUCH ERRORS CONTAINED IN THE

SOFTWARE SHALL BE CORRECTED.

c) ANY INFORMATION OR MATERIAL DOWNLOADED OR OTHERWISE OBTAINED BY

WAY OF RUCKUS WELLNESS SERVICES OR SOFTWARE SHALL BE ACCESSED BY

YOUR SOLE DISCRETION AND SOLE RISK, AND AS SUCH YOU SHALL BE SOLELY

RESPONSIBLE FOR AND HEREBY WAIVE ANY AND ALL CLAIMS AND CAUSES OF

ACTION WITH RESPECT TO ANY DAMAGE TO YOUR COMPUTER AND/OR

INTERNET ACCESS, DOWNLOADING AND/OR DISPLAYING, OR FOR ANY LOSS OF

DATA THAT COULD RESULT FROM THE DOWNLOAD OF ANY SUCH INFORMATION

OR MATERIAL.

d) NO ADVICE AND/OR INFORMATION, DESPITE WHETHER WRITTEN OR ORAL, THAT

MAY BE OBTAINED BY YOU FROM RUCKUS WELLNESS OR BY WAY OF OR FROM

OUR SERVICES OR SOFTWARE SHALL CREATE ANY WARRANTY NOT EXPRESSLY

STATED IN THE TOS.

e) A SMALL PERCENTAGE OF SOME USERS MAY EXPERIENCE SOME DEGREE OF

EPILEPTIC SEIZURE WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR

BACKGROUNDS THAT MAY BE CONTAINED ON A COMPUTER SCREEN OR WHILE

USING OUR SERVICES. CERTAIN CONDITIONS MAY INDUCE A PREVIOUSLY

UNKNOWN CONDITION OR UNDETECTED EPILEPTIC SYMPTOM IN USERS WHO

HAVE SHOWN NO HISTORY OF ANY PRIOR SEIZURE OR EPILEPSY. SHOULD YOU,

ANYONE YOU KNOW OR ANYONE IN YOUR FAMILY HAVE AN EPILEPTIC

CONDITION, PLEASE CONSULT A PHYSICIAN IF YOU EXPERIENCE ANY OF THE

FOLLOWING SYMPTOMS WHILE USING OUR SERVICES: DIZZINESS, ALTERED

VISION, EYE OR MUSCLE TWITCHES, LOSS OF AWARENESS, DISORIENTATION,

ANY INVOLUNTARY MOVEMENT, OR CONVULSIONS.

LIMITATION OF LIABILITY

YOU EXPLICITLY ACKNOWLEDGE, UNDERSTAND AND AGREE THAT RUCKUS WELLNESS

AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS

AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY PUNITIVE, INDIRECT,

INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT

NOT LIMITED TO, DAMAGES WHICH MAY BE RELATED TO THE LOSS OF ANY PROFITS,

GOODWILL, USE, DATA AND/OR OTHER INTANGIBLE LOSSES, EVEN THOUGH WE MAY

HAVE BEEN ADVISED OF SUCH POSSIBILITY THAT SAID DAMAGES MAY OCCUR, AND

RESULT FROM:

a) THE USE OR INABILITY TO USE OUR SERVICE;

b) THE COST OF PROCURING SUBSTITUTE GOODS AND SERVICES;

c) UNAUTHORIZED ACCESS TO OR THE ALTERATION OF YOUR TRANSMISSIONS

AND/OR DATA;

d) STATEMENTS OR CONDUCT OF ANY SUCH THIRD PARTY ON OUR SERVICE;

e) AND ANY OTHER MATTER WHICH MAY BE RELATED TO OUR SERVICE.

RELEASE

In the event you have a dispute, you agree to release Ruckus Wellness (and its officers, directors,

employees, agents, parent subsidiaries, affiliates, co-branders, partners and any other third

parties) from claims, demands and damages (actual and consequential) of every kind and nature,

known and unknown, suspected or unsuspected, disclosed and undisclosed, arising out of or in

any way connected to such dispute.

SPECIAL ADMONITION RELATED TO FINANCIAL MATTERS

Should you intend to create or to join any service, receive or request any such news, messages,

alerts or other information from our Services concerning companies, stock quotes, investments or

securities, please review the above Sections Warranty Disclaimers and Limitations of Liability

again. In addition, for this particular type of information, the phrase “Let the investor beware” is

appropriate. Ruckus Wellness’s content is provided primarily for informational purposes, and no

content that shall be provided or included in our Services is intended for trading or investing

purposes. Ruckus Wellness and our licensors shall not be responsible or liable for the accuracy,

usefulness or availability of any information transmitted and/or made available by way of our

Services, and shall not be responsible or liable for any trading and/or investment decisions based

on any such information.

EXCLUSION AND LIMITATIONS

THERE ARE SOME JURISDICTIONS WHICH DO NOT ALLOW THE EXCLUSION OF CERTAIN

WARRANTIES OR THE LIMITATION OF EXCLUSION OF LIABILITY FOR INCIDENTAL OR

CONSEQUENTIAL DAMAGES. THEREFORE, SOME OF THE ABOVE LIMITATIONS OF

SECTIONS WARRANTY DISCLAIMERS AND LIMITATION OF LIABILITY MAY NOT APPLY TO

YOU.

THIRD PARTY BENEFICIARIES

You herein acknowledge, understand and agree, unless otherwise expressly provided in this

TOS, that there shall be no third-party beneficiaries to this agreement.

NOTICE

Ruckus Wellness may furnish you with notices, including those with regards to any changes to

the TOS, including but not limited to email, regular mail, MMS or SMS, text messaging, postings

on our website Services, or other reasonable means currently known or any which may be herein

after developed. Any such notices may not be received if you violate any aspects of the TOS by

accessing our Services in an unauthorized manner. Your acceptance of this TOS constitutes your

agreement that you are deemed to have received any and all notices that would have been

delivered had you accessed our Services in an authorized manner.

TRADEMARK INFORMATION

You herein acknowledge, understand and agree that all of the Ruckus Wellness trademarks,

copyright, trade name, service marks, and other Ruckus Wellness logos and any brand features,

and/or product and service names are trademarks and as such, are and shall remain the property

of Ruckus Wellness. You herein agree not to display and/or use in any manner the Ruckus

Wellness logo or marks without obtaining Ruckus Wellness’s prior written consent.

COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT CLAIMS NOTICE

& PROCEDURES

Ruckus Wellness will always respect the intellectual property of others, and we ask that all of our

users do the same. With regards to appropriate circumstances and at its sole discretion, Ruckus

Wellness may disable and/or terminate the accounts of any user who violates our TOS and/or

infringes the rights of others. If you feel that your work has been duplicated in such a way that

would constitute copyright infringement, or if you believe your intellectual property rights have

been otherwise violated, you should provide to us the following information:

a) The electronic or the physical signature of the individual that is authorized on behalf of the

owner of the copyright or other intellectual property interest;

b) A description of the copyrighted work or other intellectual property that you believe has

been infringed upon;

c) A description of the location of the site which you allege has been infringing upon your

work;

d) Your physical address, telephone number, and email address;

e) A statement, in which you state that the alleged and disputed use of your work is not

authorized by the copyright owner, its agents or the law;

f) And finally, a statement, made under penalty of perjury, that the aforementioned

information in your notice is truthful and accurate, and that you are the copyright or

intellectual property owner, representative or agent authorized to act on the copyright or

intellectual property owner’s behalf.

The Ruckus Wellness Agent for notice of claims of copyright or other intellectual property

infringement can be contacted as follows:

Mailing Address:

Ruckus Wellness

Attn: Copyright Agent

4707 Highway 61 Number 193

White Bear Lake , Minnesota 55110

Telephone: 651-968-8743

Email: info@terripenaMD.com

CLOSED CAPTIONING

BE IT KNOWN, that Ruckus Wellness complies with all applicable Federal Communications

Commission rules and regulations regarding the closed captioning of video content. For more

information, please visit our website at www.terripenaMD.com.

GENERAL INFORMATION

ENTIRE AGREEMENT

This TOS constitutes the entire agreement between you and Ruckus Wellness and shall govern

the use of our Services, superseding any prior version of this TOS between you and us with

respect to Ruckus Wellness Services. You may also be subject to additional terms and conditions

that may apply when you use or purchase certain other Ruckus Wellness Services, affiliate

Services, third-party content or third-party software.

CHOICE OF LAW AND FORUM

It is at the mutual agreement of both you and Ruckus Wellness with regard to the TOS that the

relationship between the parties shall be governed by the laws of the state of Minnesota without

regard to its conflict of law provisions and that any and all claims, causes of action and/or

disputes, arising out of or relating to the TOS, or the relationship between you and Ruckus

Wellness, shall be filed within the courts having jurisdiction within the County of Washington,

Minnesota or the U.S. District Court located in said state. You and Ruckus Wellness agree to

submit to the jurisdiction of the courts as previously mentioned, and agree to waive any and all

objections to the exercise of jurisdiction over the parties by such courts and to venue in such

courts.

WAIVER AND SEVERABILITY OF TERMS

At any time, should Ruckus Wellness fail to exercise or enforce any right or provision of the TOS,

such failure shall not constitute a waiver of such right or provision. If any provision of this TOS is

found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the

court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the

other provisions of the TOS remain in full force and effect.

STATUTE OF LIMITATIONS

You acknowledge, understand and agree that regardless of any statute or law to the contrary, any

claim or action arising out of or related to the use of our Services or the TOS must be filed within

year(s) after said claim or cause of action arose or shall be forever barred.

VIOLATIONS

Please report any and all violations of this TOS to Ruckus Wellness as follows:

Mailing Address:

Ruckus Wellness

4707 Highway 61 Number 193

White Bear Lake , Minnesota 55110

Telephone: 651-968-8743

Email: info@terripenaMD.com

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